You May Be Overestimating Your Social Security Benefits Studies have found that workers overestimate how much they will receive in Social Security benefits when they retire. Having a good understanding…

Medicaid’s Home Care Waivers Can Help You Avoid a Nursing Home, But the Line May Be Long Medicaid long-term care benefits traditionally pay mainly for nursing home care.  However, the…

Qualifying for Medicare hardly means free health care — there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help paying…

What is the Difference Between Medicare and Medicaid? Medicare and Medicaid are two different government programs for healthcare.  It is important to understand the difference between them.  Here, we will…

To qualify for Medicaid coverage of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps…

If you are considering purchasing shares in a company, do you understand the potential risks as well as the perks? What are the rights and privileges of a shareholder? And…

A second round of stimulus checks is going out. It is important to know that stimulus checks are for individuals. Residents are not required to turn their checks over to…

All Long-term care costs rose sharply in 2020. However, assisted living facility costs increased the most, according to Genworth’s latest annual Cost of Care Survey. The across-the-board rises were due…

Happy Father’s Day to All Fathers and Father Figures–Thank You for Your Love, Protection, and Provision!!! Fathers are usually known for loving, protecting,  and providing for their children and loved…

  For those interested in information on Medicare, understand that applying for the benefit sometimes seems like a double-edged sword. On the one hand, Medicare is obviously a good resource…

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